Expert insurance guidance for every stage of life in Columbia, SC

Insurance Guidance That Puts People First in Columbia, SC and Beyond.

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Guiding Columbia residents through insurance choices with clarity and care

Finding the right insurance plan in Columbia doesn’t have to be complicated. At Brooks Financial, we help local residents navigate Medicare, life insurance, and health coverage with personalized support and straightforward advice. Whether you’re preparing for retirement or exploring ACA options, we offer expert guidance tailored to your needs. Our team serves clients across Forest Acres, Rosewood, Irmo, and beyond—with the experience to help you make confident decisions about your coverage. We’re here to make insurance feel less like a burden and more like a plan you can trust.

Who We Are

Columbia-born, locally trusted, and focused on your future

Brooks Financial was founded right here in Columbia, SC, with a mission to make Medicare and insurance planning more approachable for everyday people. We’ve helped hundreds of local residents—from Forest Acres to Irmo—find peace of mind through clear guidance and consistent follow-up. Led by Michael Brooks, our team combines insurance expertise with true local care, offering the kind of personal service you won’t find with a call center or national agency. Whether you’re enrolling in Medicare for the first time or reviewing life insurance options for your family, we’re here to walk beside you every step of the way.

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What if I don’t know where to start with Medicare or insurance in Columbia?

That’s exactly why we’re here. We walk Columbia residents through every step—from understanding what’s available to choosing the right plan for your doctors, prescriptions, and budget.

How do I know which Medicare plan fits my needs in Columbia?

We take the time to understand your doctors, prescriptions, and priorities so we can help match you with a Medicare plan that actually works for your lifestyle in Columbia.

Can you help with more than just Medicare in Columbia?

Absolutely. In addition to Medicare, we help Columbia clients explore life insurance, dental, health coverage under 65, and more—with clear advice and local insight.

Explore Our Services

We offer personalized insurance solutions for every stage of life—from Medicare to life insurance and everything in between. Whether you're enrolling for the first time or reviewing your current coverage, we make it easy to understand your options.

Medicare Coverage

We help Columbia seniors confidently compare Medicare Advantage, Medigap, and Part D plans based on their doctors, prescriptions, and local provider networks—without the confusion or sales pressure.

Life Insurance

Columbia residents turn to us for life insurance that’s built around real goals—whether it’s protecting your family with term life or building long-term value through whole life coverage. We’ll help you understand your options and choose what fits.

Dental & Vision Plans

We help Columbia-area clients access affordable dental and vision insurance through trusted carriers like Ameritas and Delta Dental, with options for both guided enrollment and simple self-enroll tools.

Health Insurance Under 65

Columbia residents under 65 can count on us for help navigating ACA Marketplace plans, private coverage, and short-term options. We’ll explain the fine print and help you find a plan that fits your providers, needs, and income.

Supplemental & Critical Illness

Plans

Columbia clients rely on our supplemental insurance plans for added protection against unexpected costs from cancer, stroke, or hospital stays—with cash-benefit policies designed to ease the financial burden during recovery.

Pet Insurance & Other Specialty Options

We help Columbia pet owners protect their furry family members with affordable insurance that covers accidents, illnesses, and routine care—with flexible plans that work with local vets and emergency clinics.