Dental & Vision Plans

Protect Your Smile & Sight with Affordable, Local Plans

Routine dental and vision care plays a key role in your overall health—but many Medicare and ACA health plans don’t include this type of coverage. At Brooks Financial, we help individuals and families access quality dental and vision insurance that fits their needs and budget. Whether you need a standalone plan or want to add coverage to your existing benefits, we’ll walk you through your options and help you enroll. We work with trusted carriers like Ameritas and Delta Dental, and we’re happy to explain how each plan works, what’s covered, and what it really costs—before you sign anything. Our goal is to make dental and vision insurance clear, affordable, and easy to manage.

Self-Enroll Now
An optometrist adjusting a trial frame on a woman during an eye exam in a clinic.

Coverage Options for Dental & Vision Care

We don’t just offer plans—we help you choose the one that fits your providers, budget, and lifestyle.

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Individual Dental Insurance

Covers preventive care (cleanings, exams, x-rays), basic services (fillings, extractions), and often major services like crowns or root canals. We offer plans with nationwide and local Columbia provider networks.
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Individual Vision Insurance

Includes routine eye exams, glasses, contact lenses, and discounts on LASIK and other vision services. Coverage typically renews annually with affordable premiums.

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Senior-Friendly Plans

Many dental and vision plans are designed specifically for older adults and retirees, making it easy to maintain care even if Medicare doesn’t include it.

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Self-Enroll Options

Some carriers offer easy self-enrollment tools, so you can sign up online without an appointment. We’ll guide you toward those if they fit your needs.

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Bundled Dental & Vision Coverage

Save time and money with combined dental and vision plans—great for individuals who want simple, all-in-one coverage.
Get the Coverage You Need—Without the Guesswork

Local Guidance for Everyday Health Benefits.

Whether you're looking for coverage to supplement Medicare or need an individual plan while between jobs, we’ll make sure you understand what’s included and how to use your benefits. We take the time to explain premiums, copays, waiting periods, and provider networks so there are no surprises later.

  • Carrier Relationships You Can Trust
     We work with Ameritas, Delta Dental, and other reputable providers who offer strong networks and competitive pricing.
  • Enrollment Support or DIY Options
     Prefer to talk it through? We’re here for that. Want to self-enroll quickly? We’ll point you in the right direction.
  • Columbia-Area Network Knowledge
     We know which plans work best with dentists and optometrists in the Midlands—so you don’t waste time or money on the wrong fit.
Black and white tooth graphic.

Frequently Asked Questions About Dental & Vision Insurance

  • Is dental or vision insurance included with Medicare?

    Original Medicare does not cover routine dental or vision services. Some Medicare Advantage plans may include it, but many people choose a separate dental or vision policy for more complete coverage.

  • Can I get coverage just for myself?

    Yes! We offer affordable individual plans that work well for retirees, seniors, and people without access to employer coverage.

  • How much does dental or vision insurance cost?

    It depends on the plan and coverage level, but most options have low monthly premiums and minimal copays for routine care. We’ll help you compare plans based on what you actually need.

  • Are there waiting periods?

    Some plans include short waiting periods for major dental work. We’ll make sure you know exactly when your benefits begin and what’s covered right away.